People’s lives are a reflection of the experiences they’ve had and the people they’ve met, a lot of which are driven by luck, accident, and chance. The line between bold and reckless is thinner than people think, and you cannot believe in risk without believing in luck, because they are two sides of the same coin. They are both the simple idea that sometimes things happen that influence outcomes more than effort alone can achieve.
~ Morgan Housel
This is a long read. It was worth every minute that it took me to read it twice.
Ten Bucks is a lot of money. So you need to respect it. Ten dollar bills are not just food stamps or amusement park coupons that you fork over by the dozen to get restaurant meals, smokes, strippers, drinks, tourist attraction admission, and assorted domestic services. Each Ten is a critical brick in the Early Retirement castle you are building.
~ Peter Adeney
His pseudonym is silly, but don’t be distracted. Don’t mistake a fun way to discuss things with not having excellent advice.
…also, go read it all, flip –– via one small change here, another tweak there — your entire westerized consumerinsane lifestyle on its head.