I suck and I know it

There. That was a mouthful, and it makes you sound like a loser. But all of a sudden, you’re no longer a victim. Suddenly, you’ve framed the problem entirely in terms of things you can control yourself, and thus you can finally make some progress towards solving your problem.

~ Peter Adeney from, http://www.mrmoneymustache.com/2012/07/10/to-achieve-greatness-you-must-first-acknowledge-that-you-suck/

In terms of money and fitness— I suck. Yeah, you laugh… it is SO easy to brush this step off.

I brushed it off for about forty years.